/* ============================================================
   5Stones
   Dark editorial luxury. Charcoal · graphite · stone · forest
   · espresso · matte black with subtle bronze accents.
   ============================================================ */

:root {
  /* ------------------------------------------------------------
     LIGHT THEME (flipped 2026-06-16).
     Warm paper surfaces with espresso-ink text; bronze accents kept.
     New work should use the semantic names below. The legacy names
     from the original dark theme are kept as aliases, remapped by
     ROLE, so the rest of the stylesheet keeps working: a token that
     used to be a dark surface now resolves to a light surface, and a
     token that used to be light text now resolves to dark text.
     ------------------------------------------------------------ */

  /* surfaces — lightest base → most elevated */
  --paper:    #F5F1E8;   /* warm off white base */
  --linen:    #EEE9DC;   /* alt section surface */
  --stone-1:  #E7E1D2;   /* cards / panels */
  --stone-2:  #DCD5C3;   /* hover / deeper panel */
  --taupe:    #E6DBC8;   /* warm atmosphere tint */

  /* ink — strongest → softest */
  --ink-strong: #1E211C;   /* headings */
  --ink-mid:    #2C302A;   /* bright body */
  --ink-body:   #50534A;   /* body copy */
  --ink-faint:  #6E7065;   /* soft / micro */

  /* accent — bronze, never gold */
  --bronze:      #9A744C;   /* dots, lines, slider, hover */
  --bronze-deep: #7C5C34;   /* accent text on light */

  /* lines — dark hairlines at low opacity */
  --line:        rgba(30, 33, 28, 0.16);
  --line-soft:   rgba(30, 33, 28, 0.09);
  --line-bronze: rgba(154, 116, 76, 0.42);

  /* legacy aliases — names retained from the dark theme, remapped by role */
  --black:      var(--paper);
  --ink:        var(--linen);
  --charcoal:   var(--stone-1);
  --graphite:   var(--stone-1);
  --graphite-2: var(--stone-2);
  --forest:     var(--taupe);
  --espresso:   var(--taupe);
  --cream:      var(--ink-strong);
  --cream-2:    var(--ink-mid);
  --stone:      var(--ink-body);
  --stone-soft: var(--ink-faint);
  --bronze-2:   var(--bronze-deep);

  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans:  "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --shell: 1280px;
  --gut: clamp(22px, 5vw, 80px);
  --bay: clamp(68px, 8.5vw, 124px);   /* vertical section rhythm */

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---------- reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html {
  scroll-behavior: smooth;
  scroll-padding-top: 96px;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
}
body {
  font-family: var(--sans);
  font-weight: 300;
  background: var(--black);
  color: var(--stone);
  line-height: 1.7;
  letter-spacing: 0.005em;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; padding: 0; }
h1, h2, h3, h4 { font-family: var(--serif); font-weight: 300; color: var(--cream); letter-spacing: -0.01em; }
::selection { background: var(--bronze); color: var(--ink); }

/* ---------- layout primitives ---------- */
.shell { width: 100%; max-width: var(--shell); margin: 0 auto; padding-inline: var(--gut); }
.section { padding-block: var(--bay); position: relative; border-top: 1px solid var(--line-soft); }
.section--alt { background: var(--ink); }
.section--advisors { background: linear-gradient(180deg, var(--charcoal), var(--ink)); }

/* ---------- atmosphere ---------- */
.grain {
  position: fixed; inset: 0; z-index: 9999; pointer-events: none;
  opacity: 0.05; mix-blend-mode: multiply;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* ---------- typography helpers ---------- */
.eyebrow {
  font-family: var(--sans);
  font-size: 0.72rem;
  font-weight: 500;
  letter-spacing: 0.26em;
  text-transform: uppercase;
  color: var(--bronze-2);
  display: inline-flex; align-items: center; gap: 0.8em;
}
.eyebrow::before {
  content: ""; width: 28px; height: 1px; background: var(--line-bronze);
}
.center .eyebrow { justify-content: center; }
.lead {
  font-size: clamp(1.08rem, 1.55vw, 1.4rem);
  line-height: 1.65; color: var(--cream-2); font-weight: 300;
  letter-spacing: 0;
}
.section p { max-width: 60ch; }
.lead strong, .section p strong { font-weight: 600; color: var(--ink-strong); }

.section__head { max-width: 880px; margin-bottom: clamp(48px, 6vw, 88px); }
.section__head.center { margin-inline: auto; text-align: center; }
.section__head.center p { margin-inline: auto; }
.section__head h2 { margin: 0.5em 0 0.5em; }
.section__head .lead + p { margin-top: 1.1rem; }
h2 { font-size: clamp(2rem, 4.4vw, 3.5rem); line-height: 1.08; }
h3 { font-size: clamp(1.15rem, 1.7vw, 1.45rem); line-height: 1.25; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 0.7em;
  font-family: var(--sans); font-size: 0.92rem; font-weight: 400;
  letter-spacing: 0.02em; cursor: pointer; border: 0;
  padding: 0.95em 1.7em; border-radius: 2px;
  transition: background .5s var(--ease), color .5s var(--ease),
              border-color .5s var(--ease), transform .5s var(--ease);
}
.btn--sm { padding: 0.6em 1.15em; font-size: 0.8rem; }
.btn--solid { background: var(--cream); color: var(--ink); }
.btn--solid:hover { background: var(--bronze-2); transform: translateY(-2px); }
.btn--ghost { border: 1px solid var(--line); color: var(--cream); background: transparent; }
.btn--ghost:hover { border-color: var(--bronze); color: var(--cream); }
.btn--text { color: var(--cream); padding-inline: 0.2em; }
.btn--text .arrow { transition: transform .5s var(--ease); color: var(--bronze-2); }
.btn--text:hover .arrow { transform: translateX(6px); }

/* ============================================================
   HEADER
   ============================================================ */
.header {
  position: fixed; inset: 0 0 auto 0; z-index: 100;
  transition: background .6s var(--ease), border-color .6s var(--ease), backdrop-filter .6s;
  border-bottom: 1px solid transparent;
}
.header.scrolled {
  background: rgba(245, 241, 232, 0.78);
  backdrop-filter: blur(14px) saturate(120%);
  -webkit-backdrop-filter: blur(14px) saturate(120%);
  border-bottom-color: var(--line-soft);
}
.nav { display: flex; align-items: center; justify-content: space-between; height: 88px; }

.brand { display: inline-flex; align-items: center; gap: 0.7rem; }
.brand__logo { height: 33px; width: auto; display: block; }
.footer__brand .brand__logo { height: 43px; }
@media (max-width: 720px) { .brand__logo { height: 28px; } }
.brand__mark { width: 30px; height: 30px; }
.brand__name {
  font-family: var(--serif); font-size: 1.32rem; font-weight: 400;
  color: var(--cream); line-height: 1; display: flex; align-items: baseline; gap: 0.55rem;
}
.brand__sub {
  font-family: var(--sans); font-size: 0.6rem; font-weight: 500;
  letter-spacing: 0.24em; text-transform: uppercase; color: var(--stone-soft);
}

.nav__links { display: flex; align-items: center; gap: 2.4rem; }
.nav__links > a:not(.btn) {
  font-size: 0.86rem; letter-spacing: 0.04em; color: var(--stone);
  position: relative; padding: 0.3em 0; transition: color .4s var(--ease);
}
.nav__links > a:not(.btn)::after {
  content: ""; position: absolute; left: 0; bottom: 0; height: 1px; width: 0;
  background: var(--bronze); transition: width .45s var(--ease);
}
.nav__links > a:not(.btn):hover { color: var(--cream); }
.nav__links > a.active { color: var(--cream); }
.nav__links > a.active::after { width: 100%; }

.nav__toggle {
  display: none; width: 40px; height: 40px; background: transparent; border: 0;
  flex-direction: column; justify-content: center; gap: 6px; cursor: pointer;
}
.nav__toggle span { display: block; height: 1px; width: 24px; background: var(--cream); transition: transform .4s var(--ease), opacity .3s; }
.nav__toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(3.5px) rotate(45deg); }
.nav__toggle[aria-expanded="true"] span:nth-child(2) { transform: translateY(-3.5px) rotate(-45deg); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative; min-height: 100svh; display: flex; align-items: center;
  padding-top: 120px; padding-bottom: 80px; overflow: hidden;
  background:
    radial-gradient(120% 90% at 80% 10%, var(--forest) 0%, transparent 45%),
    radial-gradient(90% 80% at 10% 90%, var(--espresso) 0%, transparent 50%),
    var(--black);
}
.hero__atmos { position: absolute; inset: 0; z-index: 0; color: var(--bronze); }
.hero__meridian {
  position: absolute; inset: 0; width: 100%; height: 100%;
  opacity: 0.28; color: var(--bronze);
  -webkit-mask-image: linear-gradient(90deg, transparent 0%, #000 55%);
          mask-image: linear-gradient(90deg, transparent 0%, #000 55%);
}
.aura { position: absolute; border-radius: 50%; filter: blur(80px); opacity: 0.6; }
.aura--1 { width: 48vw; height: 48vw; right: -8vw; top: -10vw; background: radial-gradient(circle, rgba(190,168,140,0.42), transparent 65%); animation: drift1 22s ease-in-out infinite alternate; }
.aura--2 { width: 40vw; height: 40vw; left: -10vw; bottom: -14vw; background: radial-gradient(circle, rgba(166,129,90,0.22), transparent 65%); animation: drift2 28s ease-in-out infinite alternate; }
.aura--3 { width: 60vw; height: 60vw; left: 50%; top: 30%; transform: translateX(-50%); background: radial-gradient(circle, rgba(190,168,140,0.36), transparent 60%); filter: blur(90px); }

@keyframes drift1 { from { transform: translate(0,0) scale(1); } to { transform: translate(-5%, 6%) scale(1.12); } }
@keyframes drift2 { from { transform: translate(0,0) scale(1); } to { transform: translate(6%, -5%) scale(1.1); } }

.hero__inner { position: relative; z-index: 2; }
.hero__title {
  font-size: clamp(2.7rem, 7vw, 6rem); line-height: 1.02; font-weight: 300;
  margin: 0.55em 0 0.5em; letter-spacing: -0.02em;
}
.hero__sub {
  font-size: clamp(1.1rem, 1.7vw, 1.45rem); color: var(--stone);
  max-width: 60ch; line-height: 1.6; font-weight: 300;
}
.hero__lead { max-width: 60ch; margin-top: 1.5rem; color: var(--stone); }
.hero__lead p { font-size: 1rem; line-height: 1.65; }
.hero__lead p + p { margin-top: 0.85rem; }
.hero__actions { display: flex; flex-wrap: wrap; align-items: center; gap: 1.4rem 2rem; margin-top: 2.6rem; }
.hero__scroll {
  position: absolute; bottom: 38px; left: 50%; transform: translateX(-50%); z-index: 2;
  display: flex; flex-direction: column; align-items: center; gap: 10px;
  font-size: 0.64rem; letter-spacing: 0.28em; text-transform: uppercase; color: var(--stone-soft);
}
.hero__scroll i { width: 1px; height: 46px; background: linear-gradient(var(--bronze), transparent); animation: scrollPulse 2.4s var(--ease) infinite; transform-origin: top; }
@keyframes scrollPulse { 0%,100% { transform: scaleY(0.4); opacity: 0.4; } 50% { transform: scaleY(1); opacity: 1; } }

/* ============================================================
   SECTION 2 — WHY (grid of tiles)
   ============================================================ */
.grid-6 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: var(--line-soft); border: 1px solid var(--line-soft); }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line-soft); border: 1px solid var(--line-soft); }
.tile {
  background: var(--black); padding: clamp(28px, 3vw, 46px);
  transition: background .55s var(--ease);
}
.section--alt .tile { background: var(--ink); }
.tile:hover { background: var(--charcoal); }
.tile__no { font-family: var(--serif); font-size: 0.95rem; color: var(--bronze-2); letter-spacing: 0.1em; }
.tile h3 { margin: 1.4rem 0 0.7rem; }
.tile p { color: var(--stone); font-size: 0.96rem; max-width: 34ch; }

/* ============================================================
   SPEC LIST · PULL QUOTE · KICKER · BEATS  (content components)
   ============================================================ */
.kicker { color: var(--stone); font-size: 0.95rem; letter-spacing: 0.01em; margin-bottom: 0.4rem; }

.speclist { display: grid; grid-template-columns: repeat(2, 1fr); column-gap: clamp(32px, 5vw, 80px); margin-top: clamp(20px, 2.5vw, 32px); }
.speclist--flow { grid-template-columns: 1fr; margin-top: 0; }
.spec {
  display: flex; align-items: flex-start; gap: 0.95rem;
  padding: 1.05em 0; border-top: 1px solid var(--line-soft);
  color: var(--cream-2); font-size: 1.02rem; line-height: 1.5; max-width: none;
}
.spec::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--bronze); margin-top: 0.62em; flex: none; }

.pull {
  font-family: var(--serif); font-weight: 300;
  font-size: clamp(1.35rem, 2.4vw, 2rem); line-height: 1.34; color: var(--cream);
  max-width: 62ch; border-left: 2px solid var(--line-bronze);
  padding-left: clamp(1.2rem, 2vw, 2rem); margin-top: clamp(36px, 4.5vw, 64px);
}

.beats { border-top: 1px solid var(--line); margin-bottom: 1.8rem; }
.beats li {
  font-family: var(--serif); font-size: clamp(1.05rem, 1.5vw, 1.3rem); font-weight: 300;
  color: var(--cream); line-height: 1.4; padding: 0.85em 0; border-bottom: 1px solid var(--line-soft);
}

.dim-foot { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(36px, 5vw, 80px); align-items: start; margin-top: clamp(40px, 5vw, 72px); }
.dim-foot .pull { margin-top: 0; }

/* ============================================================
   SPLIT layouts (coordination + advisors)
   ============================================================ */
.split { display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(28px, 4vw, 64px); align-items: stretch; }
.split__text { align-self: center; }
.split--reverse .split__text { order: 2; }
.split--reverse .split__visual { order: 1; }
.split__text h2 { margin: 0.5em 0; }
.split__text p + p { margin-top: 1.2rem; }
.split__text .lead { margin-top: 0.4rem; }

.chips { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-top: 2.4rem; }
.chips li {
  font-size: 0.78rem; letter-spacing: 0.04em; color: var(--stone);
  border: 1px solid var(--line); border-radius: 100px; padding: 0.5em 1.1em;
  transition: border-color .4s var(--ease), color .4s var(--ease);
}
.chips li:hover { border-color: var(--line-bronze); color: var(--cream); }

/* constellation */
.split__visual {
  display: flex; align-items: center; justify-content: center;
  padding: clamp(32px, 4vw, 56px);
  border: 1px solid var(--line-soft); border-radius: 5px;
  background:
    radial-gradient(130% 120% at 72% 28%, rgba(190, 168, 140, 0.34), transparent 68%),
    var(--ink);
}
.section--advisors .split__visual { background: radial-gradient(130% 120% at 30% 30%, rgba(190, 168, 140, 0.34), transparent 70%), var(--charcoal); }
.constellation { width: 100%; max-width: 520px; color: var(--line-bronze); }
.constellation__lines line { opacity: 0.55; }
.constellation__dots circle { fill: var(--bronze-2); }
.constellation__core { fill: none; stroke: var(--bronze); stroke-width: 1; opacity: 0.6; }
.constellation__coredot { fill: var(--bronze); }
.constellation__center { fill: var(--cream); font-family: var(--sans); font-size: 13px; font-weight: 500; letter-spacing: 0.18em; text-anchor: middle; }
.constellation__label text { fill: var(--stone); font-family: var(--sans); font-size: 12.5px; letter-spacing: 0.04em; }

/* ============================================================
   APPROACH INTRO + COORDINATION HUB
   ============================================================ */
.approach-intro {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: clamp(28px, 4vw, 72px); align-items: center;
  margin: clamp(4px, 1vw, 12px) 0 clamp(52px, 6.5vw, 92px);
}
.approach-intro .beats { margin-bottom: 0; }
.approach-intro > p { color: var(--stone); max-width: 46ch; }
.approach-intro > div .kicker { margin-bottom: 1.2rem; }

.beyond-note { margin-top: clamp(32px, 4vw, 52px); max-width: 66ch; }
.beyond-note p { color: var(--stone); }
.beyond-note p + p { margin-top: 1rem; }

.situs { margin-top: clamp(44px, 5.5vw, 80px); max-width: 820px; }
.situs .chips { margin: 1.3rem 0; }
.situs > p { color: var(--stone); }

.hub-head { text-align: center; max-width: 680px; margin: 0 auto clamp(36px, 4.5vw, 64px); }
.hub-head .eyebrow { justify-content: center; }
.hub-sub { color: var(--stone); font-size: clamp(1rem, 1.4vw, 1.18rem); line-height: 1.6; margin: 1rem auto 0; }

.hub { margin-top: clamp(20px, 3vw, 40px); }
.hub__orbit {
  position: relative; width: 100%; max-width: 1080px; margin: 0 auto;
  aspect-ratio: 1100 / 900;
}
.hub__wires { position: absolute; inset: 0; width: 100%; height: 100%; color: rgba(166, 129, 90, 0.5); z-index: 0; pointer-events: none; }
.hub__center {
  position: absolute; left: 50%; top: 50%; transform: translate(-50%, -50%); z-index: 2;
  text-align: center; width: clamp(150px, 16vw, 192px); aspect-ratio: 1; border-radius: 50%;
  border: 1px solid var(--bronze);
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 0.35rem;
  background: radial-gradient(circle, rgba(190, 168, 140, 0.36), transparent 72%), var(--ink);
}
.hub__brand { font-family: var(--serif); font-size: clamp(1.15rem, 1.7vw, 1.55rem); letter-spacing: 0.16em; color: var(--cream); }
.hub__brandsub { font-family: var(--sans); font-size: 0.56rem; font-weight: 500; letter-spacing: 0.22em; line-height: 1.7; text-transform: uppercase; color: var(--stone-soft); text-align: center; }

.hub__node { display: contents; }
.hub__icon {
  position: absolute; z-index: 1; transform: translate(-50%, -50%);
  width: clamp(48px, 5vw, 60px); aspect-ratio: 1; border-radius: 50%;
  border: 1px solid var(--line); display: grid; place-items: center;
  color: var(--bronze-2); background: var(--ink);
}
.hub__icon svg { width: 50%; height: 50%; }
.hub__txt {
  position: absolute; z-index: 1; transform: translate(-50%, -50%);
  width: clamp(150px, 17vw, 194px); text-align: center;
}
.hub__label {
  font-family: var(--sans); font-size: 0.74rem; font-weight: 600; letter-spacing: 0.13em;
  text-transform: uppercase; color: var(--cream); position: relative;
  padding-bottom: 0.5rem; margin-bottom: 0.55rem;
}
.hub__label::after { content: ""; position: absolute; bottom: 0; left: 50%; transform: translateX(-50%); width: 22px; height: 1px; background: var(--bronze); }
.hub__desc { font-size: 0.85rem; color: var(--stone); line-height: 1.5; }

/* icons on the ring */
.hub__node--a .hub__icon { left: 40.8%; top: 27%; }
.hub__node--b .hub__icon { left: 29.6%; top: 44.2%; }
.hub__node--c .hub__icon { left: 33.5%; top: 65.8%; }
.hub__node--d .hub__icon { left: 59.2%; top: 27%; }
.hub__node--e .hub__icon { left: 70.4%; top: 44.2%; }
.hub__node--f .hub__icon { left: 66.5%; top: 65.8%; }
.hub__node--g .hub__icon { left: 50%;   top: 75.6%; }
/* text radiating outward along each spoke */
.hub__node--a .hub__txt { left: 37.3%; top: 18%; }
.hub__node--b .hub__txt { left: 17.6%; top: 40.9%; }
.hub__node--c .hub__txt { left: 24.9%; top: 74%; }
.hub__node--d .hub__txt { left: 62.7%; top: 18%; }
.hub__node--e .hub__txt { left: 82.4%; top: 40.9%; }
.hub__node--f .hub__txt { left: 75.1%; top: 74%; }
.hub__node--g .hub__txt { left: 50%;   top: 85.6%; }

@media (max-width: 900px) {
  .hub__orbit { position: static; aspect-ratio: auto; max-width: 520px; }
  .hub__wires { display: none; }
  .hub__center { position: static; transform: none; margin: 0 auto clamp(10px, 3vw, 22px); }
  .hub__node { display: flex; align-items: center; flex-direction: row; gap: clamp(12px, 3vw, 18px); width: 100%; text-align: left; border-top: 1px solid var(--line-soft); padding-top: 1.4rem; margin-top: 1.4rem; }
  .hub__icon { position: static; transform: none; order: -1; }
  .hub__txt { position: static; transform: none; width: auto; flex: 1 1 auto; text-align: left; }
  .hub__label::after { left: 0 !important; right: auto !important; transform: none !important; }
  .hub__desc { max-width: 48ch; }
}
@media (max-width: 720px) {
  .approach-intro { grid-template-columns: 1fr; gap: 24px; }
}

/* welcome list (advisors) */
.welcome { border-top: 1px solid var(--line); }
.welcome li {
  font-family: var(--serif); font-size: clamp(1.3rem, 2.4vw, 2rem); font-weight: 300;
  color: var(--cream); padding: 0.85em 0; border-bottom: 1px solid var(--line);
  display: flex; align-items: center; gap: 1rem; transition: color .4s var(--ease), padding-left .5s var(--ease);
}
.welcome li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--bronze); flex: none; opacity: 0.7; transition: transform .5s var(--ease); }
.welcome li:hover { padding-left: 0.8rem; }
.welcome li:hover::before { transform: scale(1.6); }

.triad { display: flex; align-items: center; gap: 1.1rem; margin-top: 2.4rem; flex-wrap: wrap; }
.triad span { font-size: 0.8rem; letter-spacing: 0.16em; text-transform: uppercase; color: var(--stone); }
.triad i { width: 5px; height: 5px; background: var(--bronze); border-radius: 50%; display: inline-block; }

/* ============================================================
   SECTION 4 — CARDS
   ============================================================ */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(14px, 1.4vw, 22px); }
.card {
  position: relative; display: block; padding: clamp(28px, 2.6vw, 44px);
  background: var(--ink); border: 1px solid var(--line-soft); border-radius: 3px;
  min-height: 230px; overflow: hidden;
  transition: border-color .55s var(--ease), background .55s var(--ease), transform .55s var(--ease);
}
.card::after {
  content: ""; position: absolute; inset: 0; opacity: 0;
  background: radial-gradient(120% 100% at 100% 0%, rgba(166,129,90,0.10), transparent 60%);
  transition: opacity .55s var(--ease);
}
.card:hover { border-color: var(--line-bronze); transform: translateY(-4px); background: var(--charcoal); }
.card:hover::after { opacity: 1; }
.card--wide { grid-column: span 3; min-height: auto; display: flex; flex-direction: column; }
.card__no { font-family: var(--serif); font-size: 1rem; color: var(--bronze-2); letter-spacing: 0.18em; }
.card h3 { margin: 1.6rem 0 0.8rem; }
.card p { color: var(--stone); font-size: 0.96rem; max-width: 44ch; }
.card__cue { position: absolute; right: clamp(24px,2.6vw,40px); bottom: clamp(24px,2.6vw,40px); color: var(--bronze-2); opacity: 0; transform: translateX(-8px); transition: opacity .5s var(--ease), transform .5s var(--ease); }
.card:hover .card__cue { opacity: 1; transform: translateX(0); }
.card--wide .card__cue { position: static; margin-top: 1.4rem; opacity: 0.7; }

/* ============================================================
   SECTION 6 — INSIGHTS / JOURNAL
   ============================================================ */
.journal { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1px; background: var(--line-soft); border-block: 1px solid var(--line-soft); }
.entry {
  background: var(--ink); padding: clamp(30px, 3.4vw, 56px);
  display: flex; flex-direction: column; gap: 1rem;
  transition: background .55s var(--ease);
}
.entry:hover { background: var(--charcoal); }
.entry__cat { font-size: 0.7rem; letter-spacing: 0.22em; text-transform: uppercase; color: var(--bronze-2); }
.entry h3 { font-size: clamp(1.3rem, 2vw, 1.7rem); line-height: 1.18; }
.entry p { color: var(--stone); font-size: 0.96rem; }
.entry__read { font-size: 0.82rem; letter-spacing: 0.08em; color: var(--cream); margin-top: auto; display: inline-flex; gap: 0.5em; }
.entry__read span { color: var(--bronze-2); transition: transform .5s var(--ease); display: inline-block; }
.entry:hover .entry__read span { transform: translateX(6px); }

/* ============================================================
   SECTION 7 — CTA
   ============================================================ */
.cta { background: var(--ink); text-align: center; overflow: hidden; }
.cta__atmos { position: absolute; inset: 0; z-index: 0; }
.cta__inner { position: relative; z-index: 2; max-width: 760px; margin-inline: auto; }
.cta__inner .eyebrow { justify-content: center; }
.cta h2 { font-size: clamp(2.2rem, 5vw, 4rem); margin: 0.5em 0; }
.cta .lead { margin-inline: auto; }
.cta__inner p { margin-inline: auto; }
.cta__inner .lead + p { margin-top: 1.1rem; }
.cta .hero__actions { justify-content: center; }
.micro { font-size: 0.78rem; letter-spacing: 0.12em; color: var(--stone-soft); margin-top: 2rem; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { background: var(--black); border-top: 1px solid var(--line-soft); padding-block: clamp(64px, 8vw, 110px) 40px; }
.footer__top { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: clamp(32px, 5vw, 80px); padding-bottom: clamp(48px, 6vw, 80px); border-bottom: 1px solid var(--line-soft); }
.footer__brand p { color: var(--stone-soft); font-size: 0.92rem; max-width: 42ch; margin-top: 1.4rem; }
.footer__col h4 { font-family: var(--sans); font-size: 0.72rem; font-weight: 500; letter-spacing: 0.2em; text-transform: uppercase; color: var(--stone-soft); margin-bottom: 1.3rem; }
.footer__col a { display: block; color: var(--stone); font-size: 0.92rem; padding: 0.4em 0; transition: color .4s var(--ease); overflow-wrap: anywhere; }
.footer__col a:hover { color: var(--cream); }
.footer__base { padding-top: 32px; }
.footer__note { color: var(--stone-soft); font-size: 0.78rem; line-height: 1.7; max-width: 78ch; }
.footer__legal { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 0.6rem; margin-top: 22px; color: var(--stone-soft); font-size: 0.78rem; letter-spacing: 0.04em; }

/* ============================================================
   THE PLANNING STUDIO
   ============================================================ */

/* --- how it works steps --- */
.studio-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(14px, 1.6vw, 24px); }
.studio-step {
  position: relative; padding: clamp(28px, 2.8vw, 44px);
  background: var(--ink); border: 1px solid var(--line-soft); border-radius: 3px;
  transition: border-color .55s var(--ease), transform .55s var(--ease);
}
.studio-step:hover { border-color: var(--line-bronze); transform: translateY(-4px); }
.studio-step__no { font-family: var(--serif); font-size: 0.95rem; color: var(--bronze-2); letter-spacing: 0.18em; }
.studio-step h3 { margin: 1.3rem 0 0.7rem; }
.studio-step p { color: var(--stone); font-size: 0.96rem; max-width: 36ch; }

/* --- shared tool shell (two-column controls + results) --- */
.tool {
  display: grid; grid-template-columns: 0.9fr 1.1fr;
  gap: clamp(20px, 2.4vw, 36px); align-items: start;
}
.tool__controls,
.tool__results {
  background: #FDFBF6; border: 1px solid var(--line); border-radius: 8px;
  padding: clamp(24px, 2.6vw, 40px);
  box-shadow: 0 1px 2px rgba(30,33,28,0.04), 0 22px 46px -26px rgba(30,33,28,0.30);
}
.tool__controls { display: flex; flex-direction: column; gap: clamp(22px, 2.4vw, 32px); }
.tool__results { min-height: 100%; }
.tool__col { display: flex; flex-direction: column; gap: clamp(16px, 1.8vw, 24px); }
.tool__col .micro { margin-top: 0; }
.micro strong { font-weight: 600; color: var(--ink-body); letter-spacing: 0.06em; }
@media (max-width: 980px) {
  .tool__col { display: contents; }
  .tool__col .tool__controls { order: 1; }
  .tool__results { order: 2; }
  .tool__col .micro { order: 3; }
}

/* --- fields --- */
.field { display: flex; flex-direction: column; }
.field__label {
  font-family: var(--sans); font-size: 0.72rem; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--ink-body);
  margin-bottom: 1rem; display: block;
}
.field__note { font-size: 0.82rem; color: var(--ink-faint); margin-top: 0.85rem; line-height: 1.5; max-width: none; }

.select-wrap { position: relative; }
.select-wrap::after {
  content: ""; position: absolute; right: 1.1rem; top: 50%; width: 8px; height: 8px;
  border-right: 1.5px solid var(--bronze); border-bottom: 1.5px solid var(--bronze);
  transform: translateY(-65%) rotate(45deg); pointer-events: none;
}
.select {
  width: 100%; appearance: none; -webkit-appearance: none;
  font-family: var(--sans); font-size: 1rem; color: var(--ink-strong);
  background: var(--paper); border: 1px solid var(--line); border-radius: 4px;
  padding: 0.95em 2.6em 0.95em 1.1em; cursor: pointer;
  transition: border-color .4s var(--ease), box-shadow .4s var(--ease);
}
.select:hover, .select:focus { border-color: var(--bronze); box-shadow: 0 0 0 3px rgba(154,116,76,0.14); outline: none; }
.select option { background: var(--paper); color: var(--ink-strong); }

/* --- asset toggles --- */
.assetgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.assettoggle {
  display: flex; align-items: center; gap: 0.7rem; cursor: pointer;
  padding: 0.95em 1.05em; border: 1px solid var(--line); border-radius: 4px;
  background: var(--paper); transition: border-color .3s var(--ease), background .3s var(--ease);
}
.assettoggle:hover { border-color: var(--bronze); }
.assettoggle input { position: absolute; opacity: 0; width: 0; height: 0; }
.assettoggle__box {
  width: 18px; height: 18px; border: 1.5px solid var(--ink-faint); border-radius: 4px;
  flex: none; position: relative; transition: border-color .3s var(--ease), background .3s var(--ease);
}
.assettoggle__box::after {
  content: ""; position: absolute; left: 5px; top: 1.5px; width: 5px; height: 9px;
  border-right: 2px solid #fff; border-bottom: 2px solid #fff;
  transform: rotate(45deg) scale(0); transition: transform .25s var(--ease);
}
.assettoggle__txt { font-size: 0.9rem; color: var(--ink-mid); line-height: 1.35; }
.assettoggle input:checked ~ .assettoggle__box { background: var(--bronze); border-color: var(--bronze); }
.assettoggle input:checked ~ .assettoggle__box::after { transform: rotate(45deg) scale(1); }
.assettoggle input:checked ~ .assettoggle__txt { color: var(--ink-strong); }
.assettoggle:has(input:checked) { border-color: var(--bronze); background: rgba(154,116,76,0.10); }
.assettoggle--accent { border-color: var(--line-bronze); }
.assettoggle--accent .assettoggle__txt { color: var(--bronze-deep); }
.assettoggle--accent:has(input:checked) .assettoggle__txt { color: var(--ink-strong); }
.assettoggle input:focus-visible ~ .assettoggle__box { outline: 2px solid var(--bronze); outline-offset: 2px; }

/* --- locator results --- */
.loc-frame { display: flex; flex-direction: column; gap: 1.3rem; }
.loc-frame__head {
  display: flex; align-items: baseline; justify-content: space-between; gap: 1rem;
  padding-bottom: 1.2rem; border-bottom: 1px solid var(--line); flex-wrap: wrap;
}
.loc-frame__head h3 { font-size: clamp(1.1rem, 1.5vw, 1.35rem); }
.loc-crs { font-size: 0.72rem; letter-spacing: 0.16em; text-transform: uppercase; font-weight: 600; }
.loc-crs--in { color: var(--bronze-deep); }
.loc-crs--out { color: var(--ink-faint); }

.locrows { display: flex; flex-direction: column; }
.locrow {
  display: grid; grid-template-columns: 1fr auto auto; gap: 0.7rem 1rem; align-items: center;
  padding: 0.95rem 0; border-bottom: 1px solid var(--line-soft);
}
.locrow:last-child { border-bottom: 0; }
.locrow__name { font-size: 0.96rem; color: var(--ink-strong); line-height: 1.35; }
.locrow__name small { display: block; font-size: 0.78rem; color: var(--ink-faint); margin-top: 0.25rem; max-width: 40ch; line-height: 1.45; }
.badge {
  font-size: 0.66rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase;
  padding: 0.42em 0.8em; border-radius: 100px; border: 1px solid var(--line); white-space: nowrap;
  color: var(--ink-body); background: rgba(30,33,28,0.04); justify-self: end;
}
.badge--warn { color: var(--bronze-deep); border-color: var(--bronze); background: rgba(154,116,76,0.16); }
.badge--ok { color: #2f6b46; border-color: rgba(90,135,100,0.7); background: rgba(90,135,100,0.18); }
.badge--neutral { color: var(--ink-body); }

.synthesis {
  margin-top: 0.4rem; padding: clamp(20px, 2vw, 28px);
  border: 1px solid var(--bronze); border-radius: 6px;
  background: rgba(154,116,76,0.09);
}
.synthesis h4 { font-family: var(--sans); font-size: 0.72rem; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: var(--bronze-deep); margin-bottom: 0.9rem; }
.synthesis p { font-family: var(--serif); font-size: clamp(1.05rem, 1.5vw, 1.25rem); font-weight: 300; line-height: 1.45; color: var(--ink-strong); max-width: none; }
.synthesis p + p { margin-top: 0.7rem; }
.synthesis .synthesis__cue { font-family: var(--sans); font-size: 0.85rem; color: var(--ink-body); margin-top: 1rem; }

/* --- range sliders (modeler) --- */
.range { display: flex; flex-direction: column; gap: 0.85rem; }
.range__top { display: flex; align-items: baseline; justify-content: space-between; gap: 1rem; }
.range__top label { font-family: var(--sans); font-size: 0.72rem; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-body); }
.range__top output { font-family: var(--serif); font-size: 1.2rem; color: var(--ink-strong); letter-spacing: 0.01em; }
.range input[type="range"] {
  -webkit-appearance: none; appearance: none; width: 100%; height: 3px;
  background: var(--stone-2); border-radius: 3px; cursor: pointer; outline: none;
}
.range input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none; width: 20px; height: 20px; border-radius: 50%;
  background: var(--bronze); border: 4px solid #FDFBF6; box-shadow: 0 1px 4px rgba(30,33,28,0.30), 0 0 0 1px var(--bronze);
  transition: transform .25s var(--ease);
}
.range input[type="range"]::-webkit-slider-thumb:hover { transform: scale(1.15); }
.range input[type="range"]::-moz-range-thumb {
  width: 18px; height: 18px; border-radius: 50%; background: var(--bronze);
  border: 4px solid #FDFBF6; box-shadow: 0 1px 4px rgba(30,33,28,0.30), 0 0 0 1px var(--bronze); cursor: pointer;
}
.range input[type="range"]:focus-visible { box-shadow: 0 0 0 3px rgba(154,116,76,0.30); }

/* loan on/off switch */
.switch { display: inline-flex; align-items: center; gap: 0.85rem; cursor: pointer; }
.switch input { position: absolute; opacity: 0; width: 0; height: 0; }
.switch__track { flex: none; width: 44px; height: 24px; border-radius: 100px; background: var(--stone-2); position: relative; transition: background .3s var(--ease); }
.switch__thumb { position: absolute; top: 3px; left: 3px; width: 18px; height: 18px; border-radius: 50%; background: #FDFBF6; box-shadow: 0 1px 3px rgba(30,33,28,0.30); transition: transform .3s var(--ease); }
.switch input:checked + .switch__track { background: var(--bronze); }
.switch input:checked + .switch__track .switch__thumb { transform: translateX(20px); }
.switch input:focus-visible + .switch__track { outline: 2px solid var(--bronze); outline-offset: 2px; }
.switch__label { font-family: var(--sans); font-size: 0.72rem; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--ink-body); }
.range:has(input:disabled) { opacity: 0.4; }
.range input:disabled { cursor: not-allowed; }

/* --- modeler results (stat grid) --- */
.modeler__results { display: flex; flex-direction: column; justify-content: flex-start; gap: clamp(16px, 1.8vw, 24px); }
.statgrid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border-radius: 6px; overflow: hidden; }
.stat { background: #FDFBF6; padding: clamp(20px, 2.2vw, 30px); }
.stat--feature { grid-column: span 2; background: rgba(154,116,76,0.10); }
.stat__label { font-family: var(--sans); font-size: 0.7rem; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-body); }
.stat__value { font-family: var(--serif); font-weight: 300; color: var(--ink-strong); line-height: 1; margin-top: 0.7rem; font-size: clamp(1.6rem, 3vw, 2.4rem); letter-spacing: -0.01em; }
.stat__value strong { font-weight: inherit; color: var(--bronze-deep); }
.stat--feature .stat__value { color: var(--bronze-deep); font-size: clamp(2rem, 4.2vw, 3.2rem); }
.stat__sub { font-size: 0.82rem; color: var(--ink-faint); margin-top: 0.5rem; line-height: 1.45; }

/* loan lapse status strip */
.lapse { font-size: 0.85rem; line-height: 1.5; padding: 0.95rem 1.1rem; border-radius: 6px; border: 1px solid; max-width: none; }
.lapse strong { font-weight: 600; letter-spacing: 0.02em; }
.lapse--warn { color: #8a5326; border-color: rgba(170,120,60,0.55); background: rgba(170,120,60,0.12); }
.lapse--ok { color: #2f6b46; border-color: rgba(90,135,100,0.55); background: rgba(90,135,100,0.12); }

/* projection chart */
.modeler__chart {
  margin: clamp(20px, 2.4vw, 36px) 0 0; padding: clamp(20px, 2.4vw, 34px);
  background: #FDFBF6; border: 1px solid var(--line); border-radius: 8px;
  box-shadow: 0 1px 2px rgba(30,33,28,0.04), 0 22px 46px -26px rgba(30,33,28,0.30);
}
.modeler__chart svg { width: 100%; height: auto; display: block; }
.chart__grid line { stroke: var(--line-soft); stroke-width: 1; }
.chart__ylab, .chart__xlab { fill: var(--ink-faint); font-family: var(--sans); font-size: 11px; }
.chart__cv { stroke: #5E7A63; stroke-width: 3; stroke-linejoin: round; stroke-linecap: round; }
.chart__db { stroke: var(--bronze); stroke-width: 2.5; stroke-dasharray: 7 5; stroke-linejoin: round; stroke-linecap: round; }
.chart__div { stroke: var(--ink-faint); stroke-width: 1; stroke-dasharray: 4 4; opacity: 0.6; }
.chart__phase { fill: var(--ink-faint); font-family: var(--sans); font-size: 10px; font-weight: 600; letter-spacing: 0.12em; text-transform: uppercase; }
.chart__legend { display: flex; flex-wrap: wrap; align-items: center; gap: 0.6rem 1.6rem; margin-top: 1.2rem; }
.chart__key { font-family: var(--sans); font-size: 0.78rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-body); display: inline-flex; align-items: center; gap: 0.55rem; }
.chart__key::before { content: ""; width: 22px; height: 0; flex: none; }
.chart__key--cv::before { border-top: 3px solid #5E7A63; }
.chart__key--db::before { border-top: 2.5px dashed var(--bronze); }
.chart__note { font-size: 0.78rem; color: var(--ink-faint); letter-spacing: 0.02em; }

/* --- glossary --- */
.glossary { border-top: 1px solid var(--line-soft); }
.gloss { border-bottom: 1px solid var(--line-soft); }
.gloss summary {
  list-style: none; cursor: pointer; display: flex; align-items: baseline; gap: 1.2rem;
  padding: 1.4rem 0; transition: color .4s var(--ease);
}
.gloss summary::-webkit-details-marker { display: none; }
.gloss__term { font-family: var(--serif); font-size: clamp(1.25rem, 2vw, 1.7rem); color: var(--cream); flex: none; min-width: 4.5em; }
.gloss__full { font-size: 0.9rem; color: var(--stone); letter-spacing: 0.02em; flex: 1 1 auto; }
.gloss summary i {
  flex: none; width: 12px; height: 12px; position: relative; align-self: center;
  transition: transform .4s var(--ease);
}
.gloss summary i::before, .gloss summary i::after { content: ""; position: absolute; background: var(--bronze-2); transition: opacity .3s; }
.gloss summary i::before { left: 0; top: 5.5px; width: 12px; height: 1px; }
.gloss summary i::after { left: 5.5px; top: 0; width: 1px; height: 12px; }
.gloss[open] summary i::after { opacity: 0; }
.gloss[open] summary .gloss__term { color: var(--bronze-2); }
.gloss p { color: var(--stone); font-size: 0.98rem; line-height: 1.6; padding: 0 0 1.6rem; max-width: 70ch; }

/* --- studio responsive --- */
@media (max-width: 980px) {
  .tool { grid-template-columns: 1fr; }
  .studio-steps { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
  .assetgrid { grid-template-columns: 1fr; }
  .statgrid { grid-template-columns: 1fr; }
  .stat--feature { grid-column: span 1; }
  .locrow { grid-template-columns: 1fr; align-items: start; }
  .badge { justify-self: start; }
  .gloss summary { flex-wrap: wrap; gap: 0.4rem 1rem; }
  .gloss__term { min-width: 0; }
}

/* ============================================================
   WHAT WE DO · WHY LIFE INSURANCE · HOW WE WORK  (2026-10-01)
   The two services side by side, the five reasons, the five step
   strategy, the underwriting note, and the five step engagement.
   ============================================================ */
.headwinds {
  display: grid; grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.6fr); gap: clamp(28px, 4vw, 72px);
  margin-bottom: clamp(56px, 6vw, 96px);
}
.headwinds__intro p:not(.eyebrow) { margin-top: 1.2rem; font-family: var(--serif); font-size: clamp(1.15rem, 1.6vw, 1.4rem); line-height: 1.45; color: var(--cream); font-weight: 300; }
.headwinds__list { list-style: none; padding: 0; border-top: 1px solid var(--line); }
.headwinds__list li {
  display: grid; grid-template-columns: 3.2rem minmax(0, 15rem) minmax(0, 1fr); gap: 0 1.4rem; align-items: baseline;
  padding: 1.05rem 0; border-bottom: 1px solid var(--line-soft);
}
.hw__n { font-family: var(--serif); font-size: 0.92rem; letter-spacing: 0.1em; color: var(--bronze-2); }
.hw__t { font-family: var(--serif); font-size: clamp(1.05rem, 1.4vw, 1.2rem); color: var(--cream); line-height: 1.3; }
.hw__d { font-size: 0.95rem; color: var(--stone); line-height: 1.55; }
@media (max-width: 1024px) { .headwinds { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 640px) {
  .headwinds__list li { grid-template-columns: 2.4rem minmax(0, 1fr); }
  .hw__d { grid-column: 2; margin-top: 0.3rem; }
}

.duo { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: clamp(14px, 1.6vw, 24px); }
.duo__panel {
  background: var(--ink); border: 1px solid var(--line-soft); border-radius: 3px;
  padding: clamp(28px, 3vw, 48px);
  border-top: 2px solid var(--bronze);
}
.duo__no { font-family: var(--serif); font-size: 1rem; color: var(--bronze-2); letter-spacing: 0.18em; }
.duo__panel h3 { font-size: clamp(1.45rem, 2.2vw, 1.95rem); margin: 1.1rem 0 0.8rem; }
.duo__lede { color: var(--cream-2); font-size: 1.04rem; line-height: 1.6; margin-bottom: 1.4rem; }
.duo .spec { font-size: 0.97rem; }

.grid-5 { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 1px; background: var(--line-soft); border: 1px solid var(--line-soft); }
.grid-5 .tile { padding: clamp(24px, 2.2vw, 34px); }
.grid-5 .tile h3 { font-size: clamp(1.08rem, 1.35vw, 1.25rem); margin: 1.1rem 0 0.6rem; }
.grid-5 .tile p { font-size: 0.93rem; line-height: 1.6; }

.strategy { margin-top: clamp(44px, 5vw, 72px); }
.flow { list-style: none; padding: 0; margin-top: 1.1rem; display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 12px; counter-reset: none; }
.flow li {
  position: relative; display: flex; flex-direction: column; gap: 0.7rem;
  padding: 18px 18px 20px; background: var(--paper); border: 1px solid var(--line-soft); border-radius: 3px;
}
.flow li:not(:last-child)::after {
  content: "→"; position: absolute; right: -11px; top: 50%; transform: translateY(-50%);
  width: 22px; height: 22px; border-radius: 50%; background: var(--ink); border: 1px solid var(--line-bronze);
  color: var(--bronze-2); font-size: 11px; line-height: 20px; text-align: center; z-index: 1;
}
.flow__n { font-family: var(--serif); font-size: 1.5rem; line-height: 1; color: var(--bronze-2); }
.flow__t { font-family: var(--serif); font-size: 1.02rem; line-height: 1.35; color: var(--cream); }

.underwrite {
  margin-top: clamp(44px, 5vw, 72px);
  display: grid; grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr); gap: clamp(24px, 4vw, 64px);
  padding: clamp(28px, 3.4vw, 52px); border-radius: 3px;
  background: #191C17; color: rgba(245, 241, 232, 0.78);
}
.underwrite .eyebrow { color: #D3B489; }
.underwrite .eyebrow::before { background: rgba(211, 180, 137, 0.5); }
.underwrite h3 { margin-top: 1rem; font-size: clamp(1.5rem, 2.4vw, 2.1rem); line-height: 1.18; color: #F5F1E8; }
.underwrite p { color: rgba(245, 241, 232, 0.78); font-size: 1rem; line-height: 1.7; }
.underwrite p + p { margin-top: 1rem; }

.steps5 { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: clamp(12px, 1.2vw, 18px); }
.steps5 .studio-step { padding: clamp(22px, 2vw, 32px); }
.steps5 .studio-step h3 { font-size: clamp(1.08rem, 1.35vw, 1.25rem); }
.steps5 .studio-step p { font-size: 0.93rem; line-height: 1.6; }

@media (max-width: 1180px) {
  .grid-5 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .steps5 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
}
@media (max-width: 1024px) {
  .duo { grid-template-columns: minmax(0, 1fr); }
  .flow { grid-template-columns: minmax(0, 1fr); }
  .flow li { flex-direction: row; align-items: baseline; gap: 14px; }
  .flow li:not(:last-child)::after { content: "↓"; right: auto; left: 28px; top: auto; bottom: -11px; transform: none; }
  .underwrite { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 720px) {
  .grid-5, .steps5 { grid-template-columns: minmax(0, 1fr); }
}

/* ============================================================
   REVEAL animation
   ============================================================ */
.reveal { opacity: 0; transform: translateY(14px); transition: opacity .7s var(--ease), transform .7s var(--ease); will-change: opacity, transform; }
.reveal.in { opacity: 1; transform: none; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .grid-6, .grid-4, .cards { grid-template-columns: repeat(2, 1fr); }
  .card--wide { grid-column: span 2; }
  .split { grid-template-columns: 1fr; gap: 48px; }
  .split--reverse .split__text { order: 1; }
  .split--reverse .split__visual { order: 2; }
  .split__visual { justify-content: flex-start; }
  .dim-foot { grid-template-columns: 1fr; gap: 36px; }
}

@media (max-width: 720px) {
  .speclist { grid-template-columns: 1fr; }
  .nav__toggle { display: flex; }
  .nav__links {
    position: fixed; inset: 88px 0 auto 0; flex-direction: column; align-items: flex-start;
    gap: 0; background: rgba(245,241,232,0.97); backdrop-filter: blur(16px);
    padding: 1rem var(--gut) 2rem; border-bottom: 1px solid var(--line-soft);
    transform: translateY(-12px); opacity: 0; pointer-events: none;
    transition: transform .5s var(--ease), opacity .5s var(--ease);
  }
  .nav__links.open { transform: none; opacity: 1; pointer-events: auto; }
  .nav__links > a:not(.btn) { width: 100%; padding: 1rem 0; border-bottom: 1px solid var(--line-soft); font-size: 1rem; }
  .nav__links .btn { margin-top: 1.2rem; }

  .grid-6, .grid-4, .cards, .journal { grid-template-columns: 1fr; }
  .card--wide { grid-column: span 1; }
  .hero__scroll { display: none; }
  .hero { min-height: 92svh; }
  .triad { gap: 0.8rem; }

  .footer__top { grid-template-columns: 1fr; gap: clamp(32px, 7vw, 48px); }
}

/* ---------- motion preferences ---------- */
@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
}